So I have worked for 1 month already… how time flies.. and when my first pay came.. I was so excited cause it was like quite a lot.. then I also dunno why its more than what it should be… only to realise that there was some back payment.. my company a bit strange..

Ok so my pay day is in the middle of the month.. and so it happened I started work on the exact same day.. of course then I would thought that since I work one month exactly, I will be getting a full month salary… but my company calculates the salary by an exact month.. ie. from the start of the month to the end of the month.. which means I am getting a back payment of 1/2 a month.. :grin1 Will the additional money was used to pay back on my debts and stuffs.. so now I am back to square one.. lol

Anyway I was looking at the flats and loans etc.. then I came upon this calculator which shows how much you have to pay etc.. its the Home Affordability Calculator

I entered some estimated numbers for me and Amanda.. so if we are taking a 15 years housing loan, with 3% interest every year.. and set ard 35% of our gross income for repaying..
each month, we will have to repay ard 1.7k for this housing loan combined.. BUT… out of this 1.7k, some of it will be from the CPF which is deducted from our gross income.. so in the end, we will need to repay ard 600-700 in cash back to CPF for the housing loan.. :umm1 and we can probably get ard 260+k in loan from CPF.. 260+k of loan is more than enough to get a resale flat plus renovation costs I think (correct me if I wrong…) cause I checked like Hougang resale flats is valued at 150-200k

But from my analysis, it is better to have more cash and take less loan due to interest rates.. so usually pple is take loan for the flat itself and pay the renovation costs in cash… hehe then I am going to setup a nice blog for my flat! hehe while Amanda setup a blog for our wedding? lol

I am still quite interested in Kovan Melody though.. wonder how much it will cost by the time we are scouting for flats..

Oh and look at this flat.. I am going to have a stylo flat too!

another 2-3 weeks I will get my first pay!!! HOORAY~ hehe.. but dunno how muchie I will be able to bring home leh.. haiz.. is there any way to find out if I need to repay education loans? cause no one mentions anything to me leh.. I hope not.. hehe

Anyway work has been pretty good so far.. nothing much to do.. but I think that’s because I am new plus it is suppose to be the less-busy period since not much games are being produced and deadlines are way back in June/July… I am handling NBA games for now.. not too bad.. since I like NBA.. :tongue1

The office people is really nice too.. and the culture is way cool.. I mean there is like this World Cup league in the office where each of us choose a team to play against.. winner in the end will win…. *drum roll* 12 dollars!! haha.. yeah and it is really carefree except this lady boss will walk by every once in a while so have to act busy.. :err1

Since I am working now and earning a living.. I will start my work out regime! haha.. I will draw up a 3 months plan of changing my diet and also list of exercises which I should be doing.. :wink1 Maybe I should take b4 and after pics too.. lol but this is going to be expensive I think.. cause I have to eat every 2-3 hours! Hehe.. but I will be discipline this time.. I really will..

Oh and I think I am the luckiest man in the world.. cause Amanda is really a wonderful gf.. *hugz* She is growing prettier by the day! Dont know why also.. scare later she go work in HR at Shenton Way then meet guys and dump me.. :mad1

I woke up late so I miss 30 mins of my driving.. :sad1 then I forgot my PDL so cannot go on road..
:sad1 then I have to go school for a presentation for my supervisor :sad1.. plus I still have to do some more work for him :sad1

What good came out today? During presentation, I was presenting my project schedule.. I mentioned that mine is a bad example as I went for internship and wasted 3 months which would have helped me greatly in my hyp.. he mentioned that it was true and was really surprised and glad that I eventually managed to pull through to finish my hyp… I somehow felt really proud for that short moment of time.. guess I am not that bad given my shorter period of time spent on the project.. at least I was called up for presentation when 2 other person wasn’t called up.. :sleep1

Here you go dear, we are quite close har.. :wink1

The Five Love Languages

My primary love language is probably
Words of Affirmation
with a secondary love language being
Quality Time.

Complete set of results

Words of Affirmation:		9
Quality Time:		8
Acts of Service:		5
Physical Touch:		5
Receiving Gifts:		3

Information

Unhappiness in relationships, according to Dr. Gary Chapman, is often due to the fact that we speak different love languages. Sometimes we don’t understand our partner’s requirements, or even our own. We all have a “love tank” that needs to be filled in order for us to express love to others, but there are different means by which our tank can be filled, and there are different ways that we can express love to others.

Take the quiz

I wanted to go to rally today but was too tired.. had an awful dinner.. now going to bath.. can’t wait to go on a holiday.. :tongue1

Some changes due to amanda’s duty during polls.. 🙁

Original Plan :
03/05/06 (Wednesday)
Go prawn fishing!!!! hehe… then eat the prawns!!

05/05/06 (Friday)
Make my hair!!! hehe.. then go eat Stone Grill at Katong

Because she tomorrow has to go back school, prawn fishing is postpone..

04/05/06 (Thursday)
Go prawn fishing!!!

05/05/06 (Friday)
Play guitar and sing song.. then go eat Stone Grill at Katong

06/05/06 (Saturday)
Make my hair!! Prepare for trip

07/05/06 (Sunday)
Prepare for trip and clean up my room

We manage to do what we wanted to do today… was feeling quite excited about the trip till just now we quarrel over something which seems so pointless.. I am sorry..

Hehe.. just a list of things for myself to remember to do with my dear

02/05/06 (Tuesday)
We will go collect Taiwan Tourist Information booklet from Shenton Way office. Then also scout a bit for gd exchange rates. After that, go airport see my mother and sister off as they are going Japan. Then walk around in Airport or go Tampines to have dinner.

03/05/06 (Wednesday)
Go prawn fishing!!!! hehe… then eat the prawns!!

04/05/06 (Thursday)
Play guitar and sing song.

05/05/06 (Friday)
Make my hair!!! hehe.. then go eat Stone Grill at Katong

06/05/06 and 07/05/06 (Weekends!)
Prepare for Taiwan trip!!! hehe.. must have money ready and pack our clothes nicely..

Other stuffs to do in the month of May
1) Watch Da Vinci Code
2) Clear up my room
3) Must get nicer shirts to wear.. my wardrobe is so badly lacking of new clothes..
4) Going to the BIG WALK! wahaha
5) Others stuff :tongue1

And abt the GE!!!!!! haha.. I went to rally talk yes.. it was really something.. anyway whatever I want to say about it is said by him.. http://rockson.blogspot.com/
Lol really go read.. damn funny..